SIP Calculator India 2026
Plan your mutual fund investments with accurate projections
New Investment
₹
₹0
₹1,00,000
₹
One-time investment amount
%
1%
30%
1 Year
40 Years
Existing Investments (Optional)
₹
₹
Total value of existing investments
Calculates automatically as you type
Investment Summary
Total Investment
₹12,00,000
Estimated Returns
₹11,01,848
Total Value
₹23,01,848
Investment vs Returns
92% returns
Investment
Returns
| Year | Invested | Value |
|---|
About SIP Calculator
What is SIP?
SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly in mutual funds. It helps in averaging out the cost of investment and building wealth over time through the power of compounding.
SIP Formula
FV = P × [(1 + r)ⁿ - 1] / r × (1 + r)
Where: P = Monthly investment, r = Monthly rate, n = Number of months
Benefits of SIP
- Rupee cost averaging reduces market timing risk
- Power of compounding grows wealth exponentially
- Disciplined investing habit
- Start with as low as ₹500/month